Open the market

Payments, investing, credit, and business finance across Africa — one account, one identity, every rail. Get started with as little as UGX 1,000.

Get startedSee what’s inside

A product concept — not a live financial service.

Sunrise over the African savanna, acacia trees against an amber sky
NSE 201,842.6+0.8%
NGX ASI104,318+1.2%
JSE Top 4078,940−0.3%
EGX 3031,266+0.5%
USE ALSI1,204.9+0.4%

Send your money to work

One account for spending and owning — built for how money actually moves in Africa.

Money moves at the speed of a message

Send to a friend, split a bill, pay the shop on the corner — across wallets, banks, and borders. Free between Rift Valley accounts.

Get started

Own the growth happening around you

African stocks, funds, and treasury bills from five markets — every asset with a plain-language risk label.

Start investing
A herd of elephants crossing the savanna at golden hour

From Kampala to Cairo

Built where money already moves.

Markets

Five exchanges. One watchlist.

Explore African markets from Nairobi to Cairo — live indices, trending companies, and clean charts built for long-term owners, not day-trading cockpits.

Explore markets

Market data shown is illustrative. Indices from NSE, NGX, JSE, EGX, and USE.

9:41
Explore African Markets
Tuesday, 7 July · markets open
NSE 20Kenya
1,842.6+0.8%
NGX ASINigeria
104,318+1.2%
JSE Top 40South Africa
78,940−0.3%
EGX 30Egypt
31,266+0.5%
Your watchlist
MTN GroupJSE · Telecom
R 142.20+2.1%
Dangote CementNGX · Industrials
₦ 478.00+3.4%
Commercial Intl BankEGX · Banking
E£ 84.90−1.1%
▲
Trending this week
Airtel Africa +6.2% on strong results
Read brief
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Credit

Every on-time payment builds your name

Rift Valley turns verified transaction history into a credit profile you actually own. No collateral theater. No guesswork. Just a record that travels with you.

Build your score

Rift Score is built from verified transactions with your consent. Range 300–850, reviewed monthly.

9:41
Credit profile
Updated this morning
AO
712Strong
Rift Score · range 300–850 · ▲ 18 this quarter
Payment history24 months on time
Aug ’25Jul ’26
Business trust score87/100
Nakato Traders Ltd · verified 2 years
✓Build credit through verified transactions. Every rent, supplier, and utility payment strengthens your profile.
HomeInvestMarketsCreditMore

Business

A back office in your pocket

Invoices, payroll, supplier payments — settled over mobile money and bank rails from one business account. Built for the founder who is also the CFO, the buyer, and the delivery driver.

Open a business account

Collections across MTN MoMo, Airtel Money, M-Pesa, and bank transfer.

9:41
Business account
Nakato Traders Ltd
NT
Business wallet
12,480,500UGX
+1,240,000 in today · 18 payments received
MTN MoMo · Airtel Money · M-Pesa · Bank
Pay supplier
Payroll
Invoice
Today
KC
Kampala Coffee WorksInvoice INV-0042 · paid
+3,150,000UGX
JM
Jinja Millers (supplier)Bank transfer · settled
−1,875,000UGX
PR
Payroll · 6 staffScheduled · Fri 9:00
−2,940,000UGX
BusinessPayInvoicesTeamMore

Diaspora

Home is one transfer away

Send money home in seconds at a rate you can see. Fund family accounts that top themselves up. Invest in verified businesses back home — and watch it all grow in one place.

Send money home

Transfers convert at the mid-market rate with the full fee shown upfront.

9:41
Send money home
Boston → Nairobi corridor
DK
$500.00You send · USD
64,700Mom gets · KES
1 USD = 129.40 KES · mid-marketFee: $1.90
Transfer RV-88214
Sent from BostonToday, 14:02:11 EST
Converted at mid-market14:02:14 · rate locked
Delivered to M-Pesa · Nairobi14:02:22 · 11 seconds total
M
Mama Wanjiru
Family account · auto top-up below KES 5,000
On
KG
Kirinyaga Coffee Co-op
Verified · 12% target yield
Invest
HomeSendFamilyInvestMore
Giraffes walking past an acacia tree at sunset

Patient capital

The long view pays.

Built on trust

One verified identity across every market we operate in.

Regulated rails — mobile money, banks, and licensed brokers.

Real humans, available to you 24/7.

Learn the market before you own it

Every asset on Rift Valley carries a one-line lesson in plain language — because trust is the product.

Explore Rift Valley Learn
1
What is a treasury bill?A short-term loan to a government — low risk, fixed return.
2
Why diversify across markets?Five exchanges move differently. Spreading out smooths the ride.
3
How does credit history become an asset?Every on-time payment is a record you own — and can borrow against.

Own the future

Get started

Move money · Build credit · Own the future